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Planning for retirement has never been harder as we now live in a world where markets are more volatile than at any other time in history.

What are the best insurance strategies at the moment both personal and business. Insurance, superannuation and tax planning are now more integrated than ever. This eBook has been written to give you an up to date perspective on the subject.

If you need to take out life insurance to protect yourself and your loved ones financially, you have three broad options – group life insurance, retail life insurance, or arranging life insurance yourself directly through an insurer.

The purpose of this guide is to take some of the mystery and confusion out of insurance by providing you with an overview of the different types of insurances available.