The purpose of this guide is to take some of the mystery and confusion out of insurance by providing you with an overview of the different types of insurances available. We will begin by discussing the basics of insurance cover before moving on to consider different aspects of constructing your insurance safety net. It should be noted that the purpose of this guide is not to recommend a particular insurer or insurance products but rather to lay down general guidelines that you can use to design an insurance strategy that may suit your particular circumstances.