If you reached your preservation age but are still working you may want to consider a Transition to Retirement strategy. When combined with salary sacrifice contributions, this strategy is a significant retirement planning tool. This eBook has been written to help you find out more about how to access your superannuation whilst you are still working. If you’re like many people in their 50s and aren’t yet ready to retire completely from the workforce, a Transition to Retirement income stream can offer you a range of benefits, even after 1 July 2017 changes to superannuation.